Terms of Service

Welcome to Finaxity.com (the “Site”), a blog offering informative articles on a variety of finance-related topics, including but not limited to: Analysis, Budgeting, Business, Crypto, Credit, Investing, and Metrics. By accessing or using the Site, you agree to comply with and be bound by the following Terms of Service (the “Agreement”). If you do not agree with any part of these terms, please do not use the Site.

1. Acceptance of Terms

By visiting, using, or interacting with Finaxity.com in any way, you agree to be bound by these Terms of Service and our Privacy Policy. These terms apply to all visitors, users, and others who access or use the Site (“Users”).

2. Site Content

All content on Finaxity.com is for informational purposes only. While we strive to provide accurate and up-to-date information, the content presented on this Site does not constitute financial, legal, or investment advice. We do not guarantee the accuracy, completeness, or reliability of any information on the Site.

You agree that any decisions or actions taken based on information found on Finaxity.com are done at your own risk, and we are not responsible for any damages, losses, or other consequences that result from the use of or reliance on such information.

3. User Conduct

You agree not to:

  • Engage in any activity that may harm, disrupt, or interfere with the proper functioning of the Site.
  • Attempt to gain unauthorized access to the Site or any part of it, including its servers, systems, or networks.
  • Use the Site for any unlawful or fraudulent purpose.
  • Post any content that is illegal, abusive, defamatory, or otherwise harmful.

We reserve the right to suspend or terminate your access to the Site if you violate these Terms of Service.

4. User-Submitted Content

If you submit any content, including but not limited to comments, feedback, or other materials, you grant Finaxity.com a non-exclusive, worldwide, royalty-free license to use, modify, and distribute your content on the Site.

You are solely responsible for the content you submit, and you must not post anything that is illegal, harmful, or violates the rights of others.

5. Privacy and Data Collection

At Finaxity.com, we respect your privacy. The only information we collect from users is:

  • Personal Information: Name, email address, and any message submitted via our “Contact Us” form.
  • Technical Information: IP address, browser type, operating system, and other information sent automatically by your browser when accessing the Site, such as search terms or referring URLs.

This information is used to improve our services, respond to inquiries, and enhance your experience on the Site. We do not sell or rent your personal information to third parties.

For more details on how we handle your data, please refer to our Privacy Policy.

6. Cookies

We may use cookies to improve the functionality of the Site. Cookies are small text files placed on your device that help us understand how you use the Site. You can manage or disable cookies through your browser settings, but doing so may affect your experience on the Site.

7. Third-Party Links

The Site may contain links to third-party websites or resources. These links are provided for convenience and informational purposes only. Finaxity.com is not responsible for the content or accuracy of any third-party sites and does not endorse or assume any liability for any content, products, or services available through third-party websites.

8. Intellectual Property

The content, design, logos, and graphics on Finaxity.com are owned by or licensed to Finaxity.com and are protected by copyright and other intellectual property laws. You may not use any content from the Site for commercial purposes without prior written permission from Finaxity.com.

9. Disclaimers

The Site and its content are provided “as is” without any warranties, express or implied. We do not warrant that the Site will be free from errors, interruptions, or viruses. You agree to use the Site at your own risk.

10. Limitation of Liability

To the maximum extent permitted by law, Finaxity.com will not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from your use of or inability to use the Site, even if we have been advised of the possibility of such damages.

11. Changes to Terms of Service

We reserve the right to update or modify these Terms of Service at any time. When changes are made, the “Last Updated” date at the top of this page will be revised. It is your responsibility to review these terms periodically. Your continued use of the Site after any changes to these Terms will constitute your acceptance of such changes.

12. Governing Law

These Terms of Service are governed by and construed in accordance with the laws of the jurisdiction in which Finaxity.com operates. Any legal action or proceeding related to the Site shall be brought exclusively in the courts located in that jurisdiction.

13. Contact Information

If you have any questions about these Terms of Service, please contact us.